Conservative investors want to place their money in securities that will ensure a steady return in both good times and bad. At the other extreme are investors who are willing to shoulder the risk of volatile securities in order to achieve potentially higher returns. Our tactical approach to investing aims to serve both types of investors by balancing safety and return.

WAKFAS has always set its sights on risk management, using a "safety first" strategy. Our investment models provide us with the vision to see increases in market risk and our trading strategies are designed to help us avoid serious losses. We have the courage and experience to make the tough decisions.

Making money in good times is important, but equally important is protecting assets during bad times. If our analysis shows that there is no longer an investment advantage, we are ready to move into cash or other stable investments, thereby preserving capital until the time is appropriate to re-enter the market. Time has proven that the "buy and hold" strategy can take a terrible toll on a portfolio, with losses that are difficult to recover.

In today's securities markets, no-load mutual funds provide an excellent combination of diversification and risk management whether they make up a brokerage account or IRA, SEP, Keogh, 401k or 403b or pension accounts.

To enhance return, we focus on mutual funds that are market leaders based on relative strength, momentum and return. What makes us unique is our dynamic ranking system that allows us to determine which funds currently have strength, rather than relying on a fund's past three, five, or ten year performance.